Akkad

Digital Accounts

Banking That Moves with You

Open a personal or business account in minutes. No paperwork, no queues, just seamless digital banking.

  • Individuals:

    • Instant Onboarding: Use your national ID to open an account via the app.

    • Multi-Currency: Hold and spend in local and international currencies.

    • Goal Savings: Create “vaults” to save for what matters most.

  • Businesses:

    • Seamless Payroll: Manage employee salaries with one click.

    • Expense Management: Track team spending with real-time analytics.

    • API Integration: Connect your bank account directly to your accounting software.

Electronic Payments & Transfers

Move Money Across the World, Instantly

Secure, fast, and transparent transfers for your everyday needs.

  • Peer-to-Peer (P2P): Send money to friends using just their phone number or handle.

  • Global Remittances: Competitive exchange rates with zero hidden fees for international transfers.

  • Bill Payments: Settle utility bills, government fees, and subscriptions directly from the app.

  • QR Code Payments: Scan and pay at thousands of partner merchants instantly.

Debit & Digital Cards

Control Your Spending, Your Way.

Get an instant virtual card for online shopping or a physical debit card delivered to your door.

  • Virtual Cards: Generate temporary cards for secure one-time online purchases.

  • Physical Debit Cards: Contactless-enabled cards accepted at millions of ATMs and POS terminals worldwide.

  • Security Controls: Freeze/unfreeze your card instantly in the app if it’s lost.

  • Real-time Alerts: Get a push notification the second a transaction occurs.

Digital Financing Solutions

Ethical Financing for Your Future

Transparent, Sharia-compliant funding to help you grow without the stress of traditional interest.

  • Personal Financing: Get instant approval for your lifestyle needs based on Murabaha principles.

  • SME Growth Funding: Tailored financing to help small businesses scale operations.

  • Transparent Fees: No hidden charges. We believe in clear, upfront profit rates.

  • Fast Disbursement: Once approved, funds are deposited into your account within 24 hours.

Online Account Management

Your Financial Command Center

Complete control over your finances, available 24/7 on any device.

    • Smart Analytics: Visualized spending habits to help you budget better.

    • Document Center: Download e-statements, tax certificates, and official letters instantly.

    • Security Settings: Manage Biometric logins (FaceID/Fingerprint) and two-factor authentication (2FA).

    • 24/7 Digital Assistant: Access our AI-powered support or chat with a human representative anytime.

We're here 24/7 to help with anything

24/7 Customer Support

Get 24/7 support from our friendly Customer Support agents.

FAQs

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